We work with a select group of clients valuing relationships and working together in an engaged and collaborative manner
FIN-X is a global multi-asset full-service investment advisory firm.
This means we are great at delivering a tailored investment offering and a wide range of investment options:
WHO WE ARE
The FIN-X investment team is made up of a steady balance of experience and exuberance. This provides a great insight into the fluid and dynamic nature of today’s fast paced world.
OUR FOCUS
Most investors are caught up in the familiarity and comfort of investing domestically. The reality is Australia represents less than 2% of the global market. Most opportunities lie beyond our shores.
FIN-X provides a multi-asset platform. It combines global investment skills, competence and a deep network in sourcing opportunities.
OUR APPROACH
FIN-X Wealth’s investment approach is a top-down thematic overview blended with a bottom-up investment focus across asset classes.
We are research and data driven having access to a significant investment resource base.
We bring the X factor by creating ”Xtra-Ordinary Opportunities” globally – equities, fixed income, alternatives, private equity.
Our client engagement is about providing an unparalleled experience – this means Listening, Caring & Engaging.
Brett Careedy
(Co-founder)
B.Bus Eco&Fin, FFin, GradDipFinPlan
Authorised representative – 274843
BIO
– UBS
– ABN AMRO Morgans (RBS Morgans, Morgans Financial)
Investment advisory & strategy
Competencies: Strategy, investment, superannuation, financial planning, RG146 competent, AFSL Responsible Manager
FASEA compliant
Financial advisers register – Moneysmart.gov.au
Nav Muniratna
(Co-founder)
BEcon FFin
Authorised representative – 263641
BIO
– Credit Suisse, Challenger First Pacific, Bell Potter
– ABN AMRO Morgans (RBS Morgans, Morgans Financial)
Investment advisory & strategy
Competencies: Strategy, investment, superannuation, financial planning, RG 146 compliant, AFSL Responsible Manager
FASEA compliant
Financial advisers register – Moneysmart.gov.au
Toby Lewis
Investment Committee - Head of Strategy
CFA, FRM, GAICD
Toby’s career began in institutional funds management in London in 1995. He held positions at Swiss Reinsurance, GLG Partners (then a division of Lehman Brothers) and State Street Global Advisers. He worked across a range of back-and middle-office functions including risk, compliance, performance attribution, administration, valuations and reporting. In these roles he supported portfolio managersacross a wide variety of traditional long-only, ALM, and hedge fund strategies. Clients included HNW families, sovereign wealth funds, insurers, central banks, and other official institutions.
Since 2003, he has specialised in wealth management solutions, covering macro-economic research, manager selection and portfolio construction.
Prior to relocating to Australia in 2010, Toby held roles in research and portfolio management at SG Global Private Banking and HSBC Private Wealth Managers. During that time, he specialised in Asia-Pacific and Emerging Markets.
In Australia, he worked in manager research for Standard & Poor’s and UBS Wealth Management, before joining Citibank Wealth Management as an Investment Strategist, eventually heading the Research and Advisory team.
Immediately before launching Harbour Reach in 2018, he was Chief Investment Officer and a member of the executive team of ASX-listed licensee, Centrepoint Alliance.
Toby holds a Bachelor of Laws honours degree and a Maîtrise, both in English and French law, from the Universities of London and Parisrespectively. He also holds a Master’s degree in Financial Economics from the University of London. He is a CFA charterholder, acertified Financial Risk Manager, and a graduate member of the Australian Institute of Company Directors.
Toby is also a member of the CFA Society of Australia’s Professional Learning Committee, leading the Portfolio Management and Wealth Planning stream.
Celia Green
Research - Head of Life Sciences & Biotechnology
B.Pharm, MBA (AGSM)
Celia’s depth of knowledge and experience of Biotechnology and the Pharmaceutical industry has been obtained in a career spanning nearly three decades.
Having initially worked at a number of leading global pharma and biotechnology companies, Celia formed Bioscript, her own company 20 years ago.
Celia’s knowledge base extends across disease states covering, cardiovascular, oncology, CNS, diabetes, haematology, respiratory, vaccines & virology.
Jacqueline Fernley
Chief Investment Officer
(CIO - Mason Stevens)
Jacqueline has over 25 year’s experience leading teams and developing products within the financial services sector. She is a highly experienced investor, knowledgeable across all asset classes. Jacqueline brings a deep understanding of Equities, having managed portfolios across the asset class both domestically and internationally, resulting in a vast frame of reference of business strategies across multiple sectors.
As Mason Steven’s Chief Investment Officer (CIO), she leads our asset management specialists, and plays a crucial role in developing our client coverage models leveraging her deep understanding of financial markets across a breadth of asset classes, strategic asset allocation and strategy implementation.
Prior to joining Mason Stevens in 2022, Jacqueline has previous held roles such as Head of Equities at JB Were, Australian Equity Portfolio Manager at CFSGAM, Head of Research at Wilson HTM, and Portfolio Manager and Head of Research at Magellan. She is also intimately involved in mentoring and supporting women in the financial services industry, ESG and modern slavery issues, regularly presenting to investment committees, boards and management on the topic.
Jacqueline has a Bachelor of Commerce/Law degree, is a holder of the Chartered Financial Analyst (CFA) designation and is a graduate of the Australian Institute of Company Directors (GAICD).
Nicholas Toumbourou
Analyst
Nicholas performs an analytical function at Fin-X Wealth's research department, performing both qualitative and qualitative work. He holds degrees in Commerce (Finance) and Law (Honours) from Monash University and is passionate about socially responsible investing. Nicholas also volunteers as the Director of Finance at Oaktree, a not-for-profit organisation. His experience includes internships in Climate and Sustainability Consulting at Deloitte, Business Analysis at the Department of Education, and Risk Consulting at EY. Outside of work, Nicholas also has a love for cooking.
Harris Plowman
Analyst
With his strong analytical skills. Harris performs the qualitative and qualitative analysis for the top-down bottom-up investment process unique to Fin-X Wealth.
Having recently graduated from Monash University, Harris holds degrees in both Commerce and Actuarial Science with a finance major and sustainability minor. He has a strong interest in global markets, particularly in technology as well as decarbonisation sectors. Harris’ previous experience has involved interning within the Private Wealth division at NAB, as well as working as an investment and ESG analyst at MSMF(Monash Student Managed Fund).
Alex Tan
Analyst
Performing both quantitative and qualitative analysis at Fin-X Wealth, Alex has been able to provide valuable input to refining the investment process at the firm.
Alex is currently studying a Bachelor of Actuarial Science and Bachelor of Commerce at Monash, majoring in Actuarial Studies and Finance. He is passionate about investing in financial markets, and values to opportunity in expanding his capability and knowledge base at Fin-X Wealth in a professional setting.
Raymond Wong
Analyst
Raymond works at Fin-X Wealth’s research department as an analyst performing both a quantitative and qualitative analytics role.
Raymond is currently studying a Bachelor of Commerce and a Bachelor of Science at Monash University, with majors in Finance and Statistics. A keen learner, he looks forward to growing both personally and professionally during his time at Fin-X Wealth. He is most excited about applying himself in a professional setting and gaining practical industry skills.
In his spare time, you can find him solving cryptic crosswords, running, or watching the Premier League.
OUR VALUES
The foundation of FIN-X’s core values and principles for our family of valued clients and staff rests on:
INTEGRITY
We put our clients first, acting in their best interest. We are true to our word and act with honour.
HONESTY
Our client interactions are personal never about a transaction or trade. We are an organisation that others can count on.
TRANSPARENCY
Living by the standard that nothing is hidden from our clients. Free from the influence of others.
COMMUNICATION & ENGAGEMENT
Open dialogue and communication is crucial. We aim to keep you informed and “in-the-loop” to avoid surprises.
CARING
100% is our minimum standard. We strive to do better and constantly improve.
